Non Conforming Loan


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Non Conforming Loan The best place to start your home loan search What is a Non Conforming loan? A Non Conforming Loan is designed for borrowers who do not fit the profile of the standard Australian borrower. Typically each loan is tailored to the borrowers individual circumstances. Most non conforming borrowers belong to one of the following categories – Self Employed Variable Income Credit Impaired Low Deposit Mature Age Borrowers New Australian Residents Australians living overseas Security impaired Most lenders do not cater for people in these categories because they are considered higher risk. As a result specialist lenders have sprung up to service this area. Because the lending risks are considered to be higher than normal, interest rates are also higher than normal and vary according to the perceived risk. Once a borrower has demonstrated they can reliably service the loan over several years and they have established a good credit record, they may be eligible for a loan at standard interest rates.
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Non Conforming Loan

What is a Non Conforming loan?