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A collection of calculators for aspects of Australian home loan and debt management

Loan Calculators

We have added several loan calculators to our web-site that will be of interest to anyone in Australia who is looking to improve their financial situation. You can evaluate your current loan or mortgage and test “what if” scenario’s for a new loan you may be considering. The tools are flexible enough that you can also do things like calculate the effect of interest rate rises or refinancing etc.

Alternatively you may need help with debt consolidation and getting out of debt and there are calculators for this as well.

Home loan/Mortgage Loan Calculators

Loan Comparison Calculator
This calculator will calculate the monthly payment and interest costs for up to four loans (all on one screen) for comparison purposes.

Loan Payment Calculator with Amortization Schedule
This calculator will compute a loan’s payment amount at various payment intervals — based on the principal amount borrowed, the length of the loan and the annual interest rate.

Mortgage Consolidation & Refinancing Calculator
This calculator will help you to decide whether or not it would be advantageous for you to refinance either a single mortgage, or the consolidation of a first and second mortgage, into a single mortgage. Not only will this calculator calculate the monthly payment and net interest savings (if applicable), but it will also calculate how many months it will take to break even on the closing costs (if applicable).

Variable vs Fixed Interest Rate Home Loan Repayment Calculator
This calculator will help you to compare a fixed interest rate mortgage with both a standard variable rate and interest-only variable rate (often called line of credit) mortgages.

Information on the different types of home loan available in Australia.

Debt Consolidation Calculators

Debt Consolidation Calculator
This calculator will show you how consolidating your all of your debts into one lower interest loan can reduce your monthly payments.

Accelerated Debt Payoff Calculator
This calculator will show you how much time and money you could save by paying off your debts using the “rollover” method. Using the rollover method, as each smaller debt is paid off, the freed-up payment amount is then applied to the next larger debt, and so on until all debts are paid off. As you are about to see, the rollover method can save you a ton of money in interest charges, and get you debt free in a very short period of time.

You need to have Javascript enabled in your browser in order to be able to see and use the calculators.


The best place to start your home loan search

The Tomorrow Finance provide a Free Home Loan Quote service for Australian home owners and real estate investors. Ask them for a Free Quote on a Home Loan or Investment Property Loan.


Thank you for visiting our Australian Home Loan website. We hope the information has proved useful. You can write to us at:

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