

Home Loan Payment CalculatorThis calculator will compute a loan's payment amount at various payment intervals  based on the principal amount borrowed, the length of the loan and the annual interest rate. Use this data before you apply for a loan to develop a repayment strategy. Select a loan term and conditions that give you a safety net in case your financial situation changes, but make your repayments according to the most favourable schedule you can develop or afford. You can play around with the different variables and see exactly what effect it will have on payments. When you look at the "Grand Total" at the end of the amortization (repayment) schedule you may be surprised at the difference in the amount of interest you pay with the different options. Small changes can have significant effects. NOTE: "Date 1 paymentperiod prior to date of 1st payment" is asking for the initial calculation date for the loan. If your first repayment is due on 1 March 2005 and the payment is made monthly, then "Date 1" is 1 February 2005. Simply subtract the payment interval from the first payment date. Click here for detailed information on the different types of home loan available in Australia. If you have Javascript turned off in your browser you will not be able to see the calculator below. 
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